SpotLightLoans is not a Lender. SpotLightLoans is a free, no obligation service, connecting prospective borrowers with prospective lending partners for Consumer Loans. We are an advertising referral service to participating lending partners that may be able to provide amounts between $500 and $20,000. Registering with SpotLightLoans.com is free to you, the consumer. We are paid by independent, third-party lending partners, by referring potential customers. Not all lending partners can provide up to $20,000 and there is no guarantee that you will be accepted by an independent, participating lender. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lending partners. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lending partners. Repayment terms may be regulated by state and local laws. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. We do not service residents from New York, West Virginia or the District of Columbia.